This cream cheese banana bread is a delightful twist on the classic banana bread. The addition of a cream cheese layer adds a rich and creamy texture that perfectly complements the moist and flavorful banana base. It's perfect for breakfast, a snack, or even dessert.
While most of the ingredients for this recipe are common pantry staples, you might need to pick up a few items from the supermarket. Sour cream and cream cheese are essential for achieving the desired texture and flavor. Make sure to get ripe bananas for the best taste. If you don't have unsalted butter, you can use regular butter but reduce the added salt slightly.

Ingredients for Cream Cheese Banana Bread
Flour: The base of the bread, providing structure and texture.
Baking soda: Helps the bread rise and become fluffy.
Salt: Enhances the flavors of the other ingredients.
Butter: Adds richness and moisture to the bread.
Sugar: Sweetens the bread and helps with browning.
Eggs: Bind the ingredients together and add moisture.
Vanilla extract: Adds a warm, sweet flavor.
Sour cream: Adds moisture and a slight tanginess.
Bananas: Provide natural sweetness and moisture.
Cream cheese: Creates a creamy layer in the bread.
Sugar: Sweetens the cream cheese layer.
Egg: Helps bind the cream cheese mixture.
Vanilla extract: Adds flavor to the cream cheese layer.
Technique Tip for This Recipe
When mixing the butter and sugar, ensure the butter is fully melted and slightly cooled to room temperature. This helps in achieving a smooth and well-incorporated mixture, which is crucial for the banana bread's texture. Additionally, when adding the dry ingredients to the wet mixture, fold gently to avoid overmixing, which can result in a dense loaf.
Suggested Side Dishes
Alternative Ingredients
all-purpose flour - Substitute with whole wheat flour: Whole wheat flour adds more fiber and nutrients, though it may make the bread denser.
baking soda - Substitute with baking powder: Use 3 times the amount of baking powder to replace baking soda, but note that it may slightly alter the taste.
unsalted butter - Substitute with coconut oil: Coconut oil provides a similar fat content and moisture, with a slight coconut flavor.
sugar - Substitute with honey: Honey adds natural sweetness and moisture, though it will make the batter more liquid.
large eggs - Substitute with flax eggs: Mix 1 tablespoon of ground flaxseed with 3 tablespoons of water per egg, which works as a binding agent.
vanilla extract - Substitute with almond extract: Almond extract provides a different but pleasant flavor profile.
sour cream - Substitute with Greek yogurt: Greek yogurt offers a similar tangy flavor and creamy texture with added protein.
ripe bananas - Substitute with applesauce: Applesauce can replace bananas for moisture, though it will change the flavor.
cream cheese - Substitute with mascarpone: Mascarpone has a similar creamy texture but a milder flavor.
sugar - Substitute with maple syrup: Maple syrup provides natural sweetness and a unique flavor, but will make the batter more liquid.
large egg - Substitute with chia egg: Mix 1 tablespoon of chia seeds with 3 tablespoons of water per egg, which acts as a binder.
vanilla extract - Substitute with maple extract: Maple extract offers a different but complementary flavor to banana bread.
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How to Store / Freeze Your Banana Bread
- To keep your cream cheese banana bread fresh, wrap it tightly in plastic wrap or aluminum foil once it has completely cooled. This helps to maintain its moisture and flavor.
- For short-term storage, place the wrapped banana bread in an airtight container and store it at room temperature. It will stay fresh for up to 3 days.
- If you prefer to refrigerate, wrap the banana bread as mentioned above and place it in an airtight container. It can be stored in the refrigerator for up to 1 week.
- For longer storage, freezing is an excellent option. First, wrap the banana bread tightly in plastic wrap, then in a layer of aluminum foil. This double wrapping helps prevent freezer burn.
- Place the wrapped banana bread in a freezer-safe bag or airtight container. Label it with the date to keep track of its freshness.
- Cream cheese banana bread can be frozen for up to 3 months. When ready to enjoy, thaw it in the refrigerator overnight or at room temperature for a few hours.
- For individual servings, slice the banana bread before freezing. Wrap each slice in plastic wrap and then place them in a freezer-safe bag. This way, you can easily grab a slice whenever you crave a quick treat.
- To reheat, you can warm the banana bread slices in the microwave for about 20-30 seconds or in a preheated oven at 350°F (175°C) for about 10 minutes. This will bring back its delightful texture and flavor.
How to Reheat Leftovers
Oven Method: Preheat your oven to 350°F (175°C). Wrap the banana bread in aluminum foil to prevent it from drying out. Place it on a baking sheet and heat for about 10-15 minutes, or until warmed through. This method helps maintain the moisture and texture of the bread.
Microwave Method: Place a slice of banana bread on a microwave-safe plate. Cover it with a damp paper towel to keep it moist. Microwave on medium power for 20-30 seconds. Check the temperature and heat in additional 10-second intervals if needed. This method is quick and convenient for individual slices.
Toaster Oven Method: Preheat your toaster oven to 350°F (175°C). Wrap the banana bread in aluminum foil and place it on the toaster oven rack. Heat for about 10 minutes, or until warmed through. This method is great for achieving a slightly crispy exterior while keeping the inside soft.
Steaming Method: If you have a steamer, you can use it to gently reheat the banana bread. Place the bread on a heatproof plate and set it in the steamer basket. Steam for about 5-7 minutes. This method helps retain the moisture and prevents the bread from drying out.
Stovetop Method: Heat a non-stick skillet over low heat. Place a slice of banana bread in the skillet and cover with a lid. Heat for about 2-3 minutes on each side, or until warmed through. This method can give the bread a slightly toasted exterior while keeping the inside soft and moist.
Best Tools for This Recipe
Oven: Preheat to 350°F (175°C) to bake the banana bread.
Loaf pan: Grease a 9x5 inch pan to hold the batter and bake the bread.
Large bowl: Use to whisk together flour, baking soda, and salt.
Mixing bowl: Mix melted butter and sugar, then add eggs, vanilla, sour cream, and mashed bananas.
Whisk: Combine the dry ingredients in the large bowl.
Spatula: Stir the wet ingredients and fold in the dry ingredients.
Electric mixer: Beat cream cheese, sugar, egg, and vanilla until smooth.
Measuring cups: Measure out the flour, sugar, sour cream, and other ingredients accurately.
Measuring spoons: Measure out baking soda, salt, and vanilla extract.
Toothpick: Check for doneness by inserting into the center of the bread.
Wire rack: Cool the banana bread completely after baking.
Cooling rack: Let the loaf cool in the pan for 10 minutes before transferring.
How to Save Time on Making This Recipe
Prepare ingredients in advance: Measure and set out all ingredients before starting. This minimizes interruptions and keeps you focused.
Use a stand mixer: A stand mixer can quickly blend your wet ingredients and cream cheese mixture, saving you time and effort.
Preheat the oven early: Turn on the oven before you start mixing. It will be ready by the time you finish preparing the batter.
Mash bananas efficiently: Use a fork or potato masher to quickly mash the bananas.
Line the loaf pan: Use parchment paper to line the loaf pan for easy removal and less cleanup.

Cream Cheese Banana Bread
Ingredients
Banana Bread
- 2 cups all-purpose flour
- 1 teaspoon baking soda
- ¼ teaspoon salt
- ½ cup unsalted butter, melted
- 1 cup sugar
- 2 large eggs
- 1 teaspoon vanilla extract
- ½ cup sour cream
- 3 ripe bananas, mashed
Cream Cheese Filling
- 8 oz cream cheese, softened
- ¼ cup sugar
- 1 large egg
- 1 teaspoon vanilla extract
Instructions
- Preheat oven to 350°F (175°C). Grease a 9x5 inch loaf pan.
- In a large bowl, whisk together flour, baking soda, and salt.
- In another bowl, mix melted butter and sugar until combined. Add eggs, vanilla, and sour cream. Stir in mashed bananas.
- Gradually add the dry ingredients to the wet ingredients, mixing until just combined.
- In a separate bowl, beat cream cheese, sugar, egg, and vanilla until smooth.
- Pour half of the banana bread batter into the loaf pan. Spread the cream cheese mixture evenly on top. Pour the remaining banana bread batter over the cream cheese layer.
- Bake for 60 minutes, or until a toothpick inserted into the center comes out clean. Let cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Nutritional Value
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